please tell me what the "buy-write" is
Category: glossary by K. T. From United States
"buy-write " is Purchase of stock and simultaneous writing of call options against stock position.
what is the "retail lender"?
Category: glossary by Julissa Q. From United States
A lender who lends money to individuals rather than institutions. Banks, credit unions, savings and loans institutions, and mortgage bankers are all examples of retail lenders. Retail lenders are used generally for lending money for mortgages, auto loans and consumer-finance loans. Retail lenders are either federally or state chartered and regulated as such. Retail lending sometimes comes under increased scrutiny during periods of increased borrower defaults. Some think that retail lenders should have a fiduciary responsibility to the individuals that they lend to. Others believe that borrowers should be financially educated enough to make wise borrowing decisions.
do you know what the "quarterly earnings report" is?
Category: glossary by S. Cox from Honolulu, United States
A quarterly filing made by public companies to report their performance. Included in earnings reports are items such as net income, earnings per share, earnings from continuing operations and net sales. These reports follow the end of each quarter. Most companies file in January, April, July and October. An earnings report is a'report card' of sorts for a public companies. It is through these reports that companies let shareholders know how well they have performed over the past time period. Most often the key metrics - net income and EPS - are weighed against the previous years' numbers. By analyzing this comparison, investors can begin to gauge the financial health of the company and whether or not it deserves their investment.
What kind of regulators should make me feel trust worthy enough to download and install files, as well as transferring money and private information?
Category: technical by Maggie U. From Fort Collins, United States
You should look for an online forex platform that's regulated by recognized institutes, like NFA, FSA (UK) or FSA (Japan). A lot of online forex platforms use them. Whenever it says a platform is certificated and regulated by NFA, FSA (UK) or FSA (Japan), be certain that it is without doubt one of the safest most secure online forex platforms around. One of our most recommended online forex platforms as an example is "ODL Securities Inc.".
Which foreign exchange platform offers the most legendary multilingual system, in your opinion?
Category: platform by U. G. From Corona, United States
We think the best place for your purpose is "Saxo Bank". Its platform supports many different languages. The site is enabled for Slovenian, Slovak, Chinese or Indonesian speakers, and even Hungarian.
please tell me what a "chicago school" is
Category: glossary by Naima E. From Vaduz, Liechtenstein
An economic school of thought that originated at the University of Chicago in the 1940s. The main tenets of the Chicago school are that free markets best allocate resources in an economy, and that minimal government intervention is best. The Chicago school includes monetarist beliefs about the economy, and contends that the money supply should be kept in equilibrium with the demand for money. To this end, macroeconomic variables like output and wages are viewed in aggregate for the entire economy. The Chicago school traces its roots back to Nobel laureate Milton Friedman, whose theories were drastically different from Keynesian economics, the prevailing school at the time. The Chicago school focuses on reducing regulations on business and believes in a laissez-faire approach to competition. Former fed Chairman Alan Greenspan was thought to be a moderate follower of the Chicago school, and a monetarist in his thoughts toward the money supply.
What is your suggestion if I'm looking for a site that's fine for first time users?
Category: platform by O. Johnson from New Bedford, United States
Definitely "Easy Forex". They have precise fx schools for beginners, with simple to understand instructions and menues. You can honestly learn a lot from some of them.
please define a "loan credit default swap"
Category: glossary by I. Farrell from United States
the "loan credit default swap " is A type of credit derivative in which the credit exposure of an underlying loan is swapped between two parties. A loan credit default swap's structure is the same as a regular credit default swap, except that the underlying reference entity is limited strictly to syndicated secured loans, rather than any loan or bond. Also know as a "loan-only credit default swap". As with regular CDS, these derivatives can be used to hedge against credit exposure the buyer may have or to obtain credit exposure for the seller. These products can also be used to make bets on the credit quality of an underlying entity to which parties have not had previous exposure. It is important to understand why LCDS are broken out separately from CDS. The fact that the reference loans are secured leads to higher recovery values if those loans default. As a result, LCDS generally trade at tighter spreads.
please define the "funded status"
Category: glossary by X. Rosario from Southampton, United Kingdom
a "funded status " is The status of pension plan that has accumulated assets that have been set aside for the payment of retirement benefits to employees. Unfunded plans, also called pay-as-you-go arrangements, do not have assets set aside and retirement benefits are usually paid directly from employer contributions. According to an article entitled "Pension Reporting Sparks Debate", which appeared in The Wall Street Journal on July 5, 2006, for nearly 20 years companies have had to include the amount owed to employees based on the projected obligation in the footnotes to the financial statements. However, at the time of writing, FASB has proposed that companies move their pension deficits or surpluses onto the balance sheet, rather than just show them in the footnotes. Moving the "funded" status of pension plans - as well as other retirement benefit obligations like health-care plans - onto the balance sheet could force many companies to recognize a big liability, which could cut their net worths and possibly hinder dividend payments or jeopardize lending agreements.
please define the "defensive acquisition"
Category: glossary by H. Noble from Cambridge, United Kingdom
The act of firms acquiring other firms and assets as a defense against market downturns or possible takeovers. A defensive acquisition contrasts with the normal impetus for an acquisition, which is usually increased market share or revenue. A company will sometimes engage in a defensive acquisition strategy by purchasing smaller firms that are in the same business. By acquiring these firms, the company protects itself from takeovers from other companies, which, as a result of antitrust laws, may not be able to merge with the enlarged company without creating a monopoly. If a North American car company acquired an SUV company as a result of the projected rise in demand for SUVs, this would be an example of a defensive strategy through the purchase of assets.